I decided to go with Stash

I use to be extremely intimated with investing. So many big words and not enough dummy books around to make it less intimating.

It wasn’t until I read MONEY Master the Game by Tony Robbins that I really got serious. If reading isn’t your thing…YouTube.

(Unshakeable – is a condensed version of the book)

What I focused on first

Company 401K. Understanding the fees and benefits so I can utilize it to my full advantage. If you have an HSA, also a good tax-free way to save. And if it allows investing with no fees…YES! Fees compound just like interest does.

Then I really got into learning stock trading. I will probably never be a day trader. STRESSFUL. Buying stocks for the long-term seems more suitable for me.

I like to follow Wall Street. I do my daily dose of CNBC to see what’s going on economically around the world. I don’t base every investment choice on the daily news though. My risk tolerance is moderate. I follow the buy and hold tactic. Most of my investments are with low index funds. Pretty safe overall.

I recently decided I wanted to be able to invest in particular stocks. So I left Acorn and moved to Stash. Acorn is cool with “roundups.” If you suck at saving this could work. Although if you hardly invest any money each month, that $1 fee is way too much. Acorns also didn’t allow me to buy individual stocks. Stash on the other hand does. You still get hit with that $1 fee though. It’s more so worth it to me to be able to pick what I want. I’ve been looking into purchasing JP Morgan and a couple of other energy companies but didn’t want to go full on with a brokerage account. I wanted something simple to start out with. Stash seems to be so far what I need. I can buy bundles of funds as well as individual ones. If you really like a company, let’s say Netflix…you can drop in $10 towards that stock to start. Invest over time and eventually own one share. Or just buy $1000 of it if you want. It has options for all types of income level.

I’m starting small. I’d like to dabble a bit more before I go all in. So far, so good. I took screenshots of what the app offers. Learning material and lots of investment options. The mobile app interface design is nice and easy to use.

T

Tony Robbins says don’t be just a consumer, be an owner. If you have an iPhone, you should have a stake in their stock. I actually have an android HAHA

The point is unless you start a business that becomes super successful, you’ll never be financially free. You don’t want to worry about how you’ll pay for your bills after you retire. Even worse, be stuck at a crappy job and working until you die.

I say start. Start now. No matter how old you are. Save, automate and continue to add. At least once a year take a look at all of your long-term investments and rebalance if needed.

Stash makes it really easy. I find it user-friendly for non-techy people like me. And I’m not a pro when it comes to investing. Stash breaks it down simple enough. Their app is engaging and has tools to educate you on investing, money management etc. Remember, this is a starting point. You can always move your money elsewhere when you’re ready.

If you decide to check it out, use my link below. I can get $5 per referral up to $500 and so can you!

https://get.stashinvest.com/amara04hq9

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About me…let’s see….I would say I am a TRUE Virgo. If you knew me, then you would so agree. There are quite a few things I care deeply about. Off the top of my head, I would say with much passion, my family, friends, the environment and world peace. Oh and animals. Can't forget them. I think I love animals more than most humans, lol. I believe it’s important to surround yourself with good people. Be picky with who you let in your circle. The environment, the earth does not belong to us. We are merely just visiting for a period of time. So lets no abuse it. World peace, that’s a hard one. It’s not a perfect world, but wouldn't it be wonderful if every child, women and man were safe? We can’t change the world and every single soul living on earth. But one person can make a great difference in the surroundings in which they live. Wouldn't you agree? Let’s not forget what fuels my soul, music. It speaks for me when I can’t. It expresses my feelings when I am unaware of what they are. It has a way of lifting my spirits when I am down. It has this magical power that is able to touch my heart with just lyrics alone. I wouldn't know what I would do without it. Poetry, I love poetry. In all forms...written or spoken. I think that's it :) Wait, then there is God, the source of everything. Astrology, quantum physics, Abraham Hicks, Agape...I should just end this now, LOL.

Any thoughts?

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